Thursday, February 6, 2020

MONEY 184 - UMT/MORE


THIS IS MY 184TH BLOG ON UNDERSTANDING MONEY TOOLS
February, 2020

A friend this past week mentioned through a question/statement, “you write blogs on investments”?  My answer was “no”.  I write blogs/chapters/tutorials, or whatever you want to call them, for “you and others on topics of business education and essentials for investing”.  I do not write about specific investment advice good for the moment. However, you will learn from historically proven theories, applications, and structures; then in time through understanding these basic principles, make money. 

Let me toss an analogy at you.  If you were to buy only one sport coat it would be a blue blazer and well made.  Why, it has never gone out of style, is accepted throughout and you bought one that lasts a very long time.  It was just as “in” 50 years ago as it is today.  This is the same conservative advice I am rendering through my tutorials.  Apply proven principles that don’t go out of style with good quality stocks, bonds, and businesses.  If you want to gamble with stocks that are based on momentum theory using computers for quick trades, perhaps companies taking losses and no substance behind them, you might as well go to Las Vegas and have some fun with your gambling.

The name I chose 6 years ago for blogs is Understanding Money Tools.  I selected “Understanding” because I wanted to communicate thoroughly, and that to me meant that you understand what is written.  “Money” was selected because with the knowledge and understanding you should make better selections in your business and investment decisions, thus make money.  “Tools” was chosen because I related it to other professions e.g. a carpenter needs a hammer and saw, a dentist needs various instruments, an information tech person needs a computer.  In business, as well as in life, you need structure, paradigms that succeed, concepts and mathematical analysis that work in your endeavors.

In my last blog, 183, I gave business advice for interviews.  The advice is as good today as it was 50 years ago when I started in business.

I will once again say be careful of investments.  The tide will turn downward, especially in non-tangible assets, like stocks.  The government continues to pump billions of dollars each week into the banks to keep them solvent, and the stock markets.  In doing so, we have exceeded $2.5 trillion since the end of September.  (It takes 1,000 billion to make a trillion, so that’s is a lot of money.)  The governments around the world are giving money to banks so that they can make more loans, thus getting the private sector/individuals and corporations more in debt.  At some point this false economy will catch up with all of us; it is not a free market economy.  I want you to be prepared as best as possible with cash on hand to both exist comfortably and invest when the markets hit lows.

Now, the above is general advice, not specific investment advice!

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